Is FedRepay part of the government?
No. FedRepay is a private, independent student loan guidance company. It is not the U.S. Department of Education, Federal Student Aid, a federal loan servicer, lender, guaranty agency, or forgiveness program.
Can I complete federal processes for free?
Yes. StudentAid.gov applications, official tools, and federal servicer assistance are available free of charge. FedRepay’s paid guidance is optional.
Will FedRepay ask for my FSA password?
No. The borrower controls the official account, attests to the information, and submits through the authorized channel.
Does FedRepay guarantee a result?
No. Eligibility, payment amounts, processing, corrections, discharge, and forgiveness are determined by the applicable program or authorized decision-maker.
Where should I start?
Complete the free 3–5 minute assessment for an immediate service-fit or free-resource recommendation. No phone call, credit card, or FSA password is required.
FedRepay is a private company, not the U.S. Department of Education or a federal loan servicer. Federal applications and servicer assistance remain available free.