Borrowers who want individualized analysis and advice but do not need application guidance or document review.
What is included?
- Pre-meeting review of the agreed loan and household information
- Approximately 60-minute strategy meeting
- Relevant estimated payment and long-term scenarios
- Written FedRepay Strategy Summary
- 14 days of email questions
What are the important limitations?
- Application guidance and document review are not included.
- FedRepay does not submit through StudentAid.gov or control the borrower’s account.
- Eligibility, payment, processing, discharge, and forgiveness are not guaranteed.
Free official alternative
Federal applications, StudentAid.gov tools, and federal loan-servicer assistance remain available free of charge. Paid FedRepay guidance is optional.
What happens next?
Choose the Strategy Session only after reviewing the scope, limitations, and free official alternative.