Pre-Meeting Student Loan Review
FedRepay reviews the agreed information before your meeting so the appointment can focus on the actual decisions instead of spending the entire hour gathering basic facts.
Complete FedRepay Plan | $495 One-Time | Federal Loans Only
Student Loan Planning Service With a Personalized Roadmap
Compare your federal repayment options, understand the tradeoffs, and leave with a personalized Roadmap™ plus help preparing the next steps.
$495 one-time · Written Roadmap™ · 60 days of support · No FSA password
WRITTENPLANBuilt around your decision
01
Your Current Situation
02
Recommended Strategy
03
Alternative Options
04
Estimated Outcomes
$495 Published Flat Fee~60 Minute Strategy Meeting8 Roadmap™ Sections60 Days of Support
PERSONALIZED FEDERAL STUDENT LOAN PLANNING
A student loan planning service should do more than tell you which federal repayment plans exist. If your payment feels too high, forgiveness matters to your strategy, or changing federal rules have left you unsure what to do next, the Complete FedRepay Plan turns scattered information into a personalized written roadmap. For $495, FedRepay reviews the agreed federal-loan and household information, compares relevant paths and estimated scenarios, then helps you prepare for implementation with application guidance, document review, deadlines, checklists, and 60 days of support.
01 / FROM INFORMATION TO A DECISION
Still Comparing Student Loan Options Without a Clear Decision?
More information does not automatically make the decision easier.You may already know the names of several repayment plans. You may have called your servicer, read StudentAid.gov, watched videos, searched online, or tried a calculator and still be unsure what applies to your actual loans.
The Complete FedRepay Plan is designed for the point where the question changes from “What options exist?” to “What should I seriously consider, and what do I do next?”
Compare the current federal repayment-plan frameworkTHE QUESTIONS BORROWERS ACTUALLY ASK
- Can I lower my monthly payment?
- Should I pursue forgiveness or focus on payoff?
- Does PSLF change which plan makes sense?
- Should I use RAP, IBR, Standard, Tiered Standard, or another available path?
- Could consolidation help, or could it change an option I want?
- How do income, family size, marriage, employment, or loan dates change the answer?
- What should I actually do first?
02 / THE COMPLETE PLAN
What Do You Get With the Complete FedRepay Plan?
You get personalized analysis, a written FedRepay Roadmap™, implementation guidance, document review within scope, and 60 days of follow-up support.Approximately 60-Minute Strategy Meeting
Walk through the situation, compare relevant paths, examine estimated monthly and long-term scenarios, discuss material tradeoffs, and ask the questions that have kept you stuck.
Personalized Repayment Scenarios
Compare relevant federal repayment paths using the information and assumptions available for the analysis, with the assumptions stated rather than hidden behind one attractive number.
Personalized FedRepay Roadmap™
Receive the recommendation, alternatives, estimates, action checklist, required documents, important deadlines, and support plan in a structured written format.
Application and Document Guidance
Within scope, FedRepay explains the relevant application and reviews borrower-completed information and supporting documents for obvious missing or inconsistent information before submission.
60 Days of Follow-Up Support
Continue asking questions related to the purchased scope, implementation, and relevant correspondence after the written Roadmap is delivered.
03 / THE PRODUCT YOU KEEP
What Is Inside Your Personalized FedRepay Roadmap™?
The Roadmap turns a one-time strategy conversation into a written decision and implementation framework you can continue using.Your Current Situation
The verified loan, household, repayment, employment, deadline, and goal information that shapes the analysis.
Recommended Strategy
The federal repayment path that deserves your strongest consideration and the reasons behind the recommendation.
Alternative Options
Other relevant paths considered, including the circumstances that could make an alternative more appropriate.
Estimated Outcomes
Relevant monthly and long-term scenarios with the assumptions behind each estimate clearly identified.
Action Checklist
The next steps organized into a sequence you can follow instead of trying to reconstruct the meeting later.
Required Documents
The records and information needed for the next phase within the agreed service scope.
Important Deadlines
Known dates that may affect recertification, applications, employment records, submissions, or other next steps.
Support and Next Steps
What happens after the Roadmap is delivered and how to use the included 60-day support period.
THE DIFFERENCEYour strategy does not disappear when the meeting ends.
You have the recommendation, the reasoning, the alternatives, the assumptions, and the next actions in writing.
04 / FREE TOOLS VS. PERSONALIZED PLANNING
Why Pay for Student Loan Planning When StudentAid.gov Is Free?
You should pay FedRepay only when personalized analysis, written decision support, preparation help, and follow-through are worth more to you than handling everything independently.StudentAid.gov can help you see the federal options.
Federal applications, official account information, repayment tools, and federal servicer assistance are available without paying FedRepay.
- Review official repayment-plan information
- Use the federal Repayment Calculator
- Complete applicable federal applications
- Work directly with the official servicer
The Complete Plan helps you decide what the options mean for you.
FedRepay adds an organized human decision layer around the facts and estimates instead of charging simply to repeat information already available for free.
- Individualized comparison of relevant paths
- Tradeoff and assumption review
- Written recommendation and Roadmap™
- Application and document review within scope
- 60 days of follow-up support
You stay in control.
FedRepay does not need your StudentAid.gov password. You review the information, make the final decision, and submit through the official channel.
05 / FROM ANALYSIS TO ACTION
How Does the Complete FedRepay Plan Work?
The process moves from information to analysis to a written strategy and then into guided implementation.Choose the Complete Plan
Review the $495 one-time price, scope, deliverables, and service boundaries before moving forward. If you are unsure whether you need this level of help, the Free Fit Assessment remains available first.
Prepare the Relevant Information
FedRepay provides the applicable information and document checklist. You provide only the records reasonably needed for the agreed analysis, and you never provide your FSA password.
FedRepay Reviews the Situation
Before the meeting, FedRepay reviews the agreed federal-loan and household information so the strategy meeting can focus on decisions, assumptions, tradeoffs, and unresolved questions.
Meet and Compare the Paths
During the approximately 60-minute strategy meeting, you walk through the analysis, compare relevant federal repayment paths, review estimated scenarios, and ask questions.
Receive Your Roadmap
The personalized FedRepay Roadmap™ converts the analysis into a written recommendation, alternatives, estimates, checklist, documents, deadlines, and support plan.
Prepare to Implement
Within scope, FedRepay explains the applicable federal application, reviews borrower-completed information and supporting documents, and identifies obvious missing or inconsistent information before you submit.
Use 60 Days of Support
Use the included support period for questions related to the purchased scope, implementation, and relevant correspondence that follows. External federal or servicer processing time remains outside FedRepay’s control.
06 / WHO THIS IS BUILT FOR
Is the Complete FedRepay Plan Right for You?
The Complete Plan is best for borrowers who want more than a consultation and want help moving from the recommendation into implementation.Your current federal student loan payment no longer fits comfortably.
You want to compare repayment options instead of choosing from one attractive monthly number.
PSLF or another federal forgiveness path matters to your long-term strategy.
Income, marriage, family size, employment, or borrowing history makes the decision harder.
You are considering consolidation and want to understand what could change before acting.
Parent PLUS history affects the repayment paths you may be evaluating.
You want application guidance and review of borrower-completed documents within scope.
You want a written repayment strategy, deadlines, and next actions you can continue using after the meeting.
07 / PUBLISHED FLAT FEE
How Much Does the Complete FedRepay Plan Cost?
The Complete FedRepay Plan costs $495 as a one-time flat fee.FLAGSHIP SERVICE
$495
One-time flat fee
- Pre-meeting analysis
- Approximately 60-minute strategy meeting
- Estimated scenarios
- Personalized FedRepay Roadmap™
- Application guidance
- Document and submission review within scope
- Checklists and deadline calendar
- 60 days of support
COMPARE THE $200 DIFFERENCE
Strategy Session vs. Complete Plan
Included$295 Strategy$495 Complete
Pre-meeting analysisYesYes
~60-minute strategy meetingYesYes
Estimated scenariosYesYes
Written deliverableStrategy SummaryRoadmap™
Application guidanceNoYes
Document reviewNoYes
Submission reviewNoYes
Checklist + deadline calendarNoYes
Follow-up support14 days60 days
The $200 difference buys implementation support. If all you need is the analysis and recommendation, the Strategy Session may be enough. If you want the written Roadmap plus application guidance, document review, checklists, deadlines, and a longer support period, the Complete Plan is the stronger package.
Compare every FedRepay service08 / STRAIGHT ANSWERS
Frequently Asked Questions About the Complete FedRepay Plan
These are the questions that matter before you choose a $495 personalized planning service.01Can FedRepay guarantee that my payment will go down?
No. FedRepay can compare legitimate repayment paths and estimate how relevant options may affect your payment, but federal eligibility and the official payment amount are determined through the applicable federal process. The Complete Plan is designed to improve the quality of the decision, not promise a particular result.
02Can the Complete Plan help if I want student loan forgiveness?
Yes, when a federal forgiveness path is relevant to your situation, the analysis can incorporate the repayment, employment, loan, recordkeeping, and timing considerations that affect the strategy. FedRepay does not guarantee that a borrower will qualify for or receive forgiveness.
03Can the Complete Plan help me find the lowest possible payment?
FedRepay can compare relevant lower-payment paths, but the lowest monthly payment is not automatically the strongest overall strategy. A lower payment can improve near-term cash flow while changing repayment length, interest, or the amount remaining at a possible forgiveness point.
04Will FedRepay log in to StudentAid.gov for me?
No. Your StudentAid.gov account remains under your control. FedRepay does not need your FSA password, does not impersonate you, and does not take control of your federal account.
05Does FedRepay submit the federal application for me?
No. You make the final decision and submit through StudentAid.gov or the applicable official channel. The Complete Plan can include application guidance plus review of borrower-completed information and supporting documents within the agreed scope.
06How long is the strategy meeting?
The Complete Plan strategy meeting is approximately 60 minutes. Because the agreed information is reviewed in advance, the meeting can focus primarily on your options, assumptions, tradeoffs, questions, and next steps.
07How quickly will I receive my FedRepay Roadmap?
The current service workflow targets delivery generally within three business days after the strategy meeting and receipt of the information needed for the agreed analysis. Missing records or work outside the purchased scope can change that timing.
08What if my case is more complicated than expected?
FedRepay identifies the additional work instead of quietly expanding the scope. Record-heavy disputes, multiple borrowers, extensive histories, certain PSLF payment-count problems, or other complex situations may require a separate Complex Case Planning scope.
YOUR NEXT STEP
Ready to Stop Piecing Your Student Loan Strategy Together?
You do not need another stack of tabs or another vague recommendation. The Complete FedRepay Plan gives you personalized analysis, a written Roadmap™, implementation guidance, and 60 days of support for $495.
COMPLETE FEDREPAY PLAN$495
One-time flat fee
Choose My Complete Plan Not sure? Find My Best FitNo phone call or credit card for the assessment. No FSA password.